eXp Realty in Colorado Lenders

NFM Lending

  • NameStephanie & David Cramm
  • License243972 and 565968
  • Phone303-931-6776
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Stephanie and David are @ThatMortgageCouple on social media where they share tips to help people buy homes, manage their mortgage more effectively, and save money. They have been in the industry for over 25 years, lend in 47 states, and are available 7-days a week to help you find your perfect home!

Stephanie and David work with first-time buyers and repeat buyers on all types of mortgage programs including Down-Payment Assistance, FHA, VA, Conventional, Jumbo, and USDA. Thier service is focused on helping you select the right loan for your needs and manage your largest asset more effectively.

They have extensive experience working with challenging situations, including self-employed borrowers, as well as those who have had credit issues that might be preventing them from getting approved elsewhere and they are here to help you on your home buying journey.

In our freet time they enjoy spending time with friends and family, fly-fishing, hiking, travel, and a good glass of wine. 

Latest Blog Posts

Preparing your Home for Sale Today

Seller’s Checklist: A Timeline to Prep Your Home for SaleWe’re still in a seller’s market, but that doesn’t mean your home is guaranteed to easily sell.1 If you want to

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Helping you for Tax Season

Helping you for Tax SeasonIf you have not done so already, it's a good idea to start thinking about getting all your tax documents ready to submit. As your Real Estate Advisor, I wanted to help get

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What is Homes for Heroes?

The Homes for Heroes program is the absolute best program out there for local Heroes when they buy or sell a home and/or finance a mortgage and there are several reasons why.  It's a nationwide

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Real Estate Investments Help to Hedge Against Inflation

The annual inflation rate in the United States is currently around 7.5%—the highest it has been since 1982.1 It doesn’t matter if you’re a cashier, lawyer, plumber, or retiree; if

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