eXp Realty in Colorado Lenders

NFM Lending

  • NameStephanie & David Cramm
  • License243972 and 565968
  • Phone303-931-6776
  • Get Started

Ask A Mortgage Question


Stephanie and David are @ThatMortgageCouple on social media where they share tips to help people buy homes, manage their mortgage more effectively, and save money. They have been in the industry for over 25 years, lend in 47 states, and are available 7-days a week to help you find your perfect home!

Stephanie and David work with first-time buyers and repeat buyers on all types of mortgage programs including Down-Payment Assistance, FHA, VA, Conventional, Jumbo, and USDA. Thier service is focused on helping you select the right loan for your needs and manage your largest asset more effectively.

They have extensive experience working with challenging situations, including self-employed borrowers, as well as those who have had credit issues that might be preventing them from getting approved elsewhere and they are here to help you on your home buying journey.

In our freet time they enjoy spending time with friends and family, fly-fishing, hiking, travel, and a good glass of wine. 

Latest Blog Posts

Summer siding clean-up

Blog courtesy of:  Homekeepr.comGood siding can go a long way toward making your home look beautiful. For a lot of homeowners, they discover only one big drawback to having siding on their:

Read More

10 Pro Tips for a Smooth Home Move Now

The process of buying a new home can be both exhilarating and exhausting. But the journey doesn’t stop when you close on your property. On the contrary, you still have quite a bit to do before

Read More

7 Costly Mistakes Sellers Make When Selling Their Home

No matter what’s going on in the housing market, the process of selling a home can be challenging. Some sellers have a hard time saying goodbye to a treasured family residence. Others want to

Read More

Appraisals vs. Inspections

What is the difference between an appraisal and a home inspection?  They are definitely not the same thing!   They benefit 2 different people or entities throughout a real estate

Read More